|Market Value |
Purchasing New Property
Are you facing any challenges securing your home loan? Don’t worry, you’re not alone.
Today, you will find that securing a home loan is an endless challenge, even for those earning 5-figure salaries. Besides the tight mortgage requirements, most people especially the first-time buyers are uncertain over the home loan application procedures and spend a lot of time checking out various banks in order to obtain the best deal.
Start your journey to own your dream home with us.
Market Value & Eligibility
You need to know your property value when you intent to do the following.
– Buying a sub sales property
– Buying an auction property
– Refinancing your property
– Sell your property
Know how much you can borrow and match with the house that you can afford. This will improve your chances to own your dream house or get your home loan application approved.
Refinance Home Loan
Getting a new home loan to replace the original is called refinancing. Refinancing allows you to pay less interest on your property and free up cash.
Wait! Free up CASH? Yes, here’s an example of how it works.
Original home value: RM400,000
Present valuation of your home value: RM500,000
Amount you still owe in your original home loan: RM300,000
You carry out refinancing for 90% of the present value of your home: RM450,000
Amount of CASH you free up for personal use is RM450,000-RM300,000 = RM150,000.
There are many other reasons why people want to refinance their home loan. How do you go about it? Let us know your problem and we’ll guide you with the best option.
REFINANCE TO CASH OUT
1. From parents to children (vice versa)
2. Between spouses
3. Between siblings
4. Between business partners
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